What we do
You worked hard for your retirement, let us work hard for you to help make it last.
From retirement and estate planning to innovative strategies, we provide comprehensive financial guidance addressing the most important aspects of your financial life.
Retirement Income Planning
We help you figure out if you can afford to retire, how much you can spend each month, and how to create income that can last 20, 30, even 40 years.
Tax Planning Strategy
Working with your CPA and attorney, we look for ways to help reduce taxes on your retirement accounts, the sale of your business, real estate transitions, and money you’re passing on to your loved ones.
Estate Planning Coordination
We work with your estate attorney to help make sure your money, land, and business go where you want them to go with as little tax as possible.
Investment Management
We build investment portfolios designed to grow your money while managing risks. We have access to innovative, alternative investment strategies that may not be available to other advisors.
Insurance Planning – Let’s Protect What You’ve Built
Life insurance, long-term care coverage, disability insurance—we help you figure out what you need and what you don’t.
Business Transition Planning
If you’re thinking about selling your business or passing it to your kids, we help you think through timing, taxes, and what your financial life looks like afterward.
Inherited Money Help
When you inherit money or property, we help you decide what to keep, what to sell, how to invest it, and how to make it last.
401(k) and Pension Decisions
When you leave a job or retire, you’ve worked hard for what you have built. Should you roll your money over, leave it, or cash it out? We help you understand the pros and cons.
Innovative Strategies
We may use structured notes as part of our strategy – investment products that can combine market exposure with built-in risk controls. These let you participate in market gains while helping limit potential losses, tailored to your specific goals and risk tolerance.
Neither Entrust Wealth Management nor &Partners renders legal or tax advice. Please consult your tax or legal advisors before taking any action that may have tax consequences.
Please keep in mind that rolling over your QRP assets to an IRA is just one option. You generally have four options for your QRP distribution:
- Roll assets to an IRA
- Leave assets in your former employer’s QRP, if QRP allows
- Move assets to your new/existing employer’s QRP, if QRP allows
- Take your money out and pay the associated taxes
Each of these options has advantages and disadvantages and the one that is best depends on your individual circumstances. When considering rolling over your assets from a QRP to an IRA, factors that should be considered and compared between QRPs and IRAs include fees and expenses, services offered, investment options, when you no longer owe the 10% additional tax for early or pre-59 ½ distributions, treatment of employer stock, when required minimum distributions begin and protection of assets from creditors and bankruptcy. Investing and maintaining assets in an IRA will generally involve higher costs than those associated with QRPs. You should consult with the plan administrator and a professional tax advisor before making any decisions regarding your retirement assets.
Structured notes have complex features and may not be appropriate for all investors. They are sold only by prospectus and investors should read the prospectus and pricing supplement carefully before investing, as they contain detailed explanations of the risks, tax treatment, and other relevant information.
